
The Renaissance Experience
Just as Michelangelo believed his art existed within the stone and he merely needed to remove the excess, we believe the art of life lies within us waiting to be revealed.
At Renaissance Wealth Counsel, we believe wealth to be the ability to fully experience life. Our purpose is to assist you in achieving life goals for yourself and your loved ones.

Plan
Goal Determination
Goal determination is the most important element of the financial plan. All strategies flow from goals and then resources. The determination of a desired life journey is essential to achieving true success.

Diversify
Reduce Portfolio Risk
A globally diversified portfolio can produce greater returns with lower standard deviations than one with less comprehensive diversification. Investors should diversify broadly and stay invested to capture expected returns.

Manage
Markets Are Efficient
Current prices are the best approximation of intrinsic value, price changes are due to unforeseen events, and “mispricings” do occur but not in predictable patterns that can lead to consistent outperformance.
ABOUT US
We genuinely care about our clients and listen to their concerns. We work with them to develop their goals and provide solutions to achieve them. We are with them for the long run.
FIDUCIARY OATH
At Renaissance Wealth Counsel, LLC, we are committed to the following fiduciary principles:
- We will always put our clients’ best interests first.
- We will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional.
- We will not mislead clients, and will provide conspicuous, full and fair disclosure of all important facts.
- We will avoid conflicts of interest.
- We will fully disclose any unavoidable conflicts.
- We do not accept commissions for the sale of products.
Our Guiding Investment Philosophy
Our investment philosophy hinges on removing emotion and focusing on the elements you can control. We will help:
- Create an investment plan to fit your needs and risk tolerance.
- Structure a portfolio along the dimensions of higher expected returns.
- Diversify globally.
- Manage expenses, turnover, and taxes.
- Stay disciplined through market dips and swings.
We believe this to be the most likely path toward a successful long-term investor experience.
Renaissance Wealth Counsel Consulting Process
We join with each client in finding long term financial solutions that involve the integration of personal goals and financial resources.
Discovery Meeting
The foundation of our approach is the ability to accurately uncover our clients’ true financial needs.
Investment Plan Meeting
The investment plan includes the Total Client Profile, a summary of the prospective client’s current portfolio and our investment recommendations.
Mutual Commitment Meeting
At this meeting, the prospective client enters with us into a written mutual commitment.
45-Day Follow Up Meeting
This meeting often allows for client questions regarding portfolio implementation.
Client Portal
In order to effectively communicate with our clients and to assist them in their organization of financial documents we make available to them their own personal client portal.
Regular Progress Meetings
We use Regular Progress Meetings to review a client’s progress toward meeting their goals.
Dimensional Fund Advisors
Dimensional Fund Advisors trusts markets to do what they do best—drive information into prices—frees us to spend time where we believe we have an advantage, namely in how we interpret the research, how we design and manage portfolios, and how we service our clients. We take a less subjective, more systematic approach to investing—an approach we can implement consistently and investors can understand and stick with, even in challenging market environments.

Only 17% of equity and fixed income funds that were around at the start of 1999 outperformed their respective benchmarks 20 years later. Over the same period, 85% of Dimensional’s equity and fixed income funds beat their benchmarks. The figures are drawn from a selected universe of industry and Dimensional funds available in the US. Please refer to the disclosure for more details.
FINANCIAL PLANNING
We are independent and not affiliated with any other financial company or institution. We do not sell products. Our only compensation is directly from our clients. Once personal goals are established we use straight-forward, yet sophisticated planning tools that are understandable.
We need a purpose, something that grounds us and makes us better. And a truly great financial advisor digs that out.
We all have scar tissue around money just like we have scar tissue around our relationships. But, it’s important to make peace with that.
Golf and finacial advising have a lot in common. Both have infinant variables and complexities that are directed into a successful plan.

WHAT SETS US APART?
We provide objective and unbiased counsel. We are bound by fiduciary standards to act in our clients’ best interests. We are independent and not affiliated with another financial company or institution. We do NOT receive commissions or fees from selling products because we do not sell stocks, mutual funds, annuities, insurance, or any other financial product. All our revenue comes solely from our clients, not from financial companies. Our allegiance is to our clients.

Renaissance Wealth Counsel, LLC
We believe goal determination is the most important element of the financial plan. All strategies flow from goals and then resources. The determination of a desired life’s journey, centered on what is deeply meaningful, is essential to achieving true success.
Contact
Get In Touch
Sprague Kolp
CFP®, CAP
skolp@renaissancewealth.net
(206) 335-2593
Robert Kolp
CPA, MBA (Taxation), PFS
rkolp@renaissancewealth.net
(206) 399-8430